PayPal Erfahrungen

Ich leide an einer seltenen Autoimmunerkrankung, die oft meine Mobilität einschränkt. Deshalb kaufe ich oft im Internet ein und lasse mir die benötigten Dinge liefern. Mit meinem PayPal Konto kann ich bei fast allen Online Shops den Kaufabschluss schnell und sicher abschließen. Ich werde direkt vom Bezahlvorgang zum PayPal login geleitet. Dort kann ich noch wählen, ob es ein privater Kauf war und vom privaten Girokonto beglichen wird oder etwas für meine Firma, dass dann über mein Firmenkonto verbucht wird. Dann der Anzeige des Kaufpreises und meiner Bestätigung lande ich direkt zurück im Online-Shop und schließe damit den Kaufvorgang ab. Einfacher könnte es nicht sein.
In meiner eigenen Online-Akademie basierend auf der Plattform Moodle, kann ich Kurse direkt über PayPal bezahlen lassen. Der Vorteil für mich und meine Kunden: Sie können wählen zwischen 3 Optionen. PayPal Kreditkarte oder Überweisung. Ich brauche also nur eine Zahlungsschnittstelle verwalten und biete meinen Kunden mehrere Optionen.
Am Ende des Monats nutze ich die Möglichkeit, mir die Monatskontoauszüge herunterzuladen, um Einnahmen und Ausgaben buchen zu können. Muss ich zwischendurch etwas recherchieren, bietet mir PayPal genügend Recherche Möglichkeiten. Da ich bereits ein eigenes Buchhaltungssystem habe, habe ich die PayPal Funktion zur Rechnungserstellung bisher nicht genutzt, will aber versuchen in Zukunft darüber weitere Aufgaben zu automatisieren.
Als neuestes Feature nutze ich das QR-Code Set.

PayPal bietet einige API-Funktionen, die mich erst etwas abgeschreckt haben. Aber zum Glück benutzte ich zu dem Zeitpunkt für die Webseitengestaltung die Software WebsiteX5Pro, sie bot die Einbindung eines PayPal Zahlungsmoduls ohne große Komplexität an, so dass ich mich zum Glück nicht in die API-Programmierung vertiefen musste.

Ich benutze PayPal schon über 5 Jahre und bin super zufrieden mit der Bedienung und mit der prompten Überweisung meiner Zahlungen und Guthaben. Bei Fragen steht einem jederzeit einen freundlichen Kundensupport zur Verfügung. ich bin rundherum zufrieden mit den Dienstleistungen von PayPal und kann sie gerne empfehlen.

Schön wäre es, wenn PayPal auch mit Kryptowährungen arbeiten würde.

Es ist positiv, dass es viele Benutzer bei Paypal gibt.

Die App-Version unterscheidet sich sehr von der Web-Version und den Funktionen.

Paypal wird von fast allen Seiten wie auch Apps unterstützt und ist leicht zu bedienen

Gutscheine einzulösen stellen Schwierigkeiten auf

It's easy to use, people have used it for 10/20 years successfully.

The API isn't friendly on websites compared to stripe.

Por la seguridad y facilidad de hacer transacción recibir y enviar dinero así como crear una tienda en línea y recibir los pagos directamente desde la pagina web.

La comisión de PayPal entre cuentas de paypal no debería existir, me parece excesivo el 5,4% + $0,50 de comisión por transacción entre uusarios de PayPal.

I like the fact that I can often pay through Paypal when I am buying something online on a website that I don't fully trust.

First of all, Paypal is very expensive, at least in Europe. Customer service is non-existent, you end up battling with one bot after another, and the case is never solved. I have had countless situations where my partners' Paypal accounts have been shut down temporarily because they have requested some information and after the information has been given to them - the correct, exact information they asked - they have responded that the information is wrong and they close the account until the "correct" information is given. And it has taken months to get the account back. Not very good if your store relies on this, or you have a lot of money in Paypal. I would never ever keep any money in the Paypal account, ever. Also what bothers me is the constant pushing to open a Paypal account when my customer just wants to pay with a credit card. Come on, let him pay, take the (high) fee and that's it. No need to push your own product.

What I like about PayPal the most is the fact that people don't have to put their credit cards in my client's website like Stripe. Customers are more comfortable to login to their PayPal account and pay by credit card through PayPal. I think this is the most important benefit of PayPal. It's user friendly and very easy to understand the platform. Some customers email my clients and ask their PayPal email to send payment manually, which is also a great option. By the way, refunds through PayPal are instant so you don't have to wait days to get your money back to your credit card. That's why I love PayPal a lot.

The pre-authorized or autopayment is the worst! every time I buy things by PayPal, I'm afraid an automatic charge for the next month. I have google to find out how to disable that automatic charge. I believe the Canada app is different than US app because, again, my friend always call me to ask how to disable some auto charges from his PayPal app and it's different than mine.

The fact that there is a mobile version that can help you do business while on the go is one of the best features of the software.

The fact that it can not be opened in third-world countries is a minus for me.

PayPal is one of the most popular online payment systems, and for good reason. It's easy to use, safe and secure (if you follow their rules), it can be used from almost any device with an internet connection, and you don't need a bank account or credit card to use it. I have been using PayPal for years now and I still love using this service every day!

Higher rates and fees than most of the payment gateways and credit cards.
Poor customer support.

Those who buy online frequently know this online payment system well, you register once, save your preferred payment method and pay with a couple of clicks!

For those who start, their collection commissions are a little higher than their competitors

PayPal is used by everyone and widely accepted everywhere. When we started using it with our business we were happy with our decision because they have been a blessing.

I have thought about it and thought about it and I honestly can't think of anything that I don't like or could be viewed as a negative.

The no nonsense approach on my personal details. no leaks or spam

The setup can be managed a bit easier. Its hard to link your bank account.

Ease of receiving and sending payments overseas and has good customer support. Good tools are provided within the site to view analytics or generate reports for historical transactions.

Poor foreign currency conversion rates and also the cut they take is pretty big compared to the competitors. Also for the android mobile application, there is a lot of room for improvement in terms of user interface and functionality.

I have been a long-time user of PayPal and have used it since the early 2000s. I have used PayPal for online sales through eBay, which how I was first introduced to the website. It was always a quick and safe way to process online payments. As I began to work on music and needed a method to accept payments, PayPal was my obvious choice.

PayPal is instant and offers great security for both payer and payee. I see the essential information I need to send out merchandise or e-mail files and I can also rest assured that my payments that I both send and receive are secure. In addition, in this age of phishing scams, PayPal's security features help me feel more secure in sending money online. I can trust PayPal with my account and card information and have never had an issue in the nearly 20 years of using the platform.

Like all payment processing companies, PayPal does charge fees for their services. While I expect and accept that fees are essentially inevitable, it's always nice if fees can be lowered so that creators can keep more of the funds they work so hard to earn. It's unfortunate when prices need to be raised to account for percentages. Generally, though, PayPal's fees are amongst the lowest that I have seen, so this is a very minor complaint.

Everyone knows paypal as the most secured online banking system or escrow system. They give scammers a nightmare. Scammers cannot steal your money if you use paypal as a payment processor. I also love the aspect that they support business to grow by giving them business credits or business loans. The user interface is also straight forward and easy to use. It is also a very fast, reliable and secure way of sending money to anybody in the world. They also have a good customer service, who are very nice to customers. They are constantly bringing in new features into the platform like cryptocurrency trading. I also love the face that you can buy an item and pay in 4 different installments. The list goes on ...

Overall, I do not have any issues with paypal. Sometimes, they are to strict to a point where they may limit or suspend your account after you initiate a huge transaction. This is something good, but they take almost a week to restore your account. A week is a long time and it may affect a business

The opening of a Paypal account is not only free but also very simple and fast
A well-known and reliable payment gateway
Ultra fast payment (5 seconds)
Instant account-to-account money transfer
PayPal commission negotiation possible
PayPal presence in more than 200 countries
Money available immediately
Another big plus is that the money is available right away. Unlike payment processors like Stripe and the like, which block you funds for at least a week; PayPal you have the money directly available, you can directly spend them, pay them into your account within one minute of receiving the funds
Once your account is open, you no longer have to re-register your bank details and can make your purchases from your sofas
The confidentiality of your banking data minimizes the risk of fraud during remote shopping.
If you do not receive your order paid with Paypal, you can, under certain conditions, be refunded
Your payments in euros in the European Economic Area * are commission-free.
There is a customer service that you can contact by email or phone.
Another big plus of PayPal is that everyone knows. in the end it's quite simple: if you offer PayPal on your order page or on your e-commerce store, people immediately know what it is, often they already have an account PayPal. And so, it easily allows them to be able to pay you if they don't have their credit card available.
Finally as an advantage, is that as a customer - and I admit, it is very convenient and I use very regular..

Things i really don't like on Paypal is the high commission rate.Paypal has adopted a premium positioning on commissions since its inception, which can represent a real obstacle for e-merchants wishing to optimize their margins.
The customer service
Another downside to PayPal is customer service. Have you ever had fun calling them? There you have the little music that tells you: “your call is on hold, please wait” for 5-10-15 minutes. And then you wait 10-15 minutes, I've been waiting 25 minutes already, I still have no one on the phone. " So the customer service which is really very bad, big areas for improvement for PayPal. Plus, as soon as you have problems, it is still quite painful to have the right person concerned in the right department, to specifically have the need for the person who will help with the specific problem.
If your password is stolen, anyone can make purchases without your knowledge. It is therefore essential to choose a complicated and non-intuitive password.
A lot of adminitrative and paperwork
So another problem with PayPal is usually the paperwork: there are a lot of verification requests.
Geographical limitation
Paypal now bans its use in some countries around the world, including Africa and the Middle East.

PayPal takes the globe and makes it feel small. Through the payment services PayPal offers, anyone can do business from anywhere, and know that their money, as well as the money of their customers, is safe and secure. PayPal makes it easy to send and receive money. I love PayPal's ability to convert currency easily, as well as the "instant transfer" feature where you can receive money instantly into your bank account from PayPal. I also love that when you receive money, you can use it as "PayPal cash" to pay for other transactions, or deposit it into a linked checking account. While there are several other payment providers available, the features and ease of use that PayPal offers makes it a top performer, and must-have for any business.

PayPal is truly amazing, and overall has great features. The one downside is the excessive fees. From the instant transfer fees, to the payment fees, etc, PayPal certainly takes its share of revenue. If the fees were lowered, or even eliminated in some cases, PayPal would be the top choice for just about every business.

PayPal is one of the best electronic payment sites ever in the world, as the site has a network of relationships with all financial institutions around the world and enables the user, especially the owners of small enterprises, to receive and send money for a nominal fee while providing the utmost security and protection and ensuring the speed of execution of orders.
Also, one of the most distinguishing features of the site is the rapid response to all comments and complaints, and the site also provides a center for resolving disputes.
Also, when using it, you will ensure that there is no fraud or money laundering, which enables you to withdraw your money safely and without fear of being detained.

In fact, I have used PayPal for a long time and I don't think there are any drawbacks, as it depends on the user himself, if all his transactions are legal, all his transactions will be fast and he will not face any problem, and if there are any illegal matters he will expose himself to problems using the application.

Easy to use. A lot of people know it. A lot of people use it. It is everywhere and it is trusted.

The fees could be a little lower, but it is NOTHING compared to what you risk and lose with cargeback claims with other payment providers.

As i work with digital marketing and serve globally so it's mandatory for me to find the best solution. Paypal did the job for me. I can take payments anytime securely, from any country of the world (although Paypal doesn't support in few countries yet). Besides i can buy digital goods easily with the help of paypal. Its supported to all the global platforms which is great. In the same country, transferring money has no fee! Gift card system is also useful sometimes. In a word, i'm in love with Paypal.

Paypal usually gives the most priority to the senders. Sometime clients ask for dispute illegally, Paypal can't guarantee your money. I saw few buddies, their account has been limited by Paypal for the illegal dispute requests by their clients. Paypal should come up with the solution and serve properly to the both parties.

There are very few places that do not take paypal. You can easily add multiple ways to pay. It also easily integrates with many things like woocommerce, zapier and wordpress to take payments if you would like. It is easy to get money from friends or people who owe you for business.

There is really only one annoyance that I have with paypal. If I have a say $10 visa or mastercard gift card and say I want to buy something for $15 most places online don't take 2 forms of payment for the same item so I need some way to put the gift card into my paypal account, but they don't allow you to easily send money from a credit card or prepaid gift cards. So the work around is to make an invoice and send it to another email and then pay with the gift card. There are 2 things with this the first is then that you must pay a fee which I understand and would be fine paying the fee. The other is that the whole process is a pain in the butt. They should just allow prepaid gift card amounts to be added to your balance and then just charge you the fee. Annoying but not a deal breaker.

The Best part is we can add payee using their email address. No Account number or Routing number is needed. We can make the payment through the card also and add the card to the account seamlessly. It also provides auto currency converter so need of thinking about cross country transaction. It provides best gateway for online transaction for any B2B business.

Sometime Fraudulent activity can occur through the same since users can create some fake account using some fake email id and use that to receive payment which can't be tracked. Also It doesn't have the facility to validate the payment through email or mobile phone after making the payment.

I never had a problem with PayPal before my last birthday. I have always had the cash that someone paid me thru Paypal Immediately. I like that the cost to cash out your finds is moderately cheap fee's. So that is why I decided to deposit money into my account on my 38 birthday to be able to buy a computer online. I like that when doing cash reload that it only takes 15 mins to load.

So Loaded cash onto my PayPal cash card at 7eleven on the 6th of February so I could pay someone some money I owed them. it worked perfectly like all other times that I have done it. But then on my birthday on the 10th of February, I went to Walmart to load to cash loads one for $400 and another one right after that for $500 as I wanted to order a new laptop online that night for my birthday present to myself. Well the lady at Walmart was new and she didn't know that PayPal only allows you to load $500 a day or else they could flag your money for possible money laundering. Well, let's just say that I wasn't aware of this either. So I made both cash loads and made sure to keep my receipts because it was almost $1000 in cash and the only money I had for the next few weeks. Well, let just say that they never loaded it onto my card. So I called customer care and therein started to month-long confusion and the worst absolute run around that I have ever experienced from a companies customer care dept.. It took a month and a half for them to release my money to me. It ruined my birthday and left me broke with no answers for way too long. Don't ever make the same mistake I did.

PayPal, Business and Premier records offer many apparatuses for better incorporation with eBay. Along these lines, exchanging on this monster site turns out to be a lot simpler. The straightforward altering and customization options Pal offers are likewise truly keen. PayPal offers the most secure way to deal with web based shopping without concealing any information in my record when shopping on the web and giving over my financial information. I can tell that these are the most popular pnes among the advantages of Paypal.

Haggling on the site can be troublesome assuming I need to cancel a membership by means of PayPal, and on the off chance that I have a question with somebody and the installment is taken care of by PayPal, they will take up the mediation interaction, which can consume most of the day.

Sadly on the off chance that I run into an issue with an installment, Paypal needs great client support, contact telephone numbers are elusive on the site, and messages are frequently replied with computerized answers as opposed to real counsel.

The PayPal confirmation framework takes a great deal of time, which can be extremely baffling when you connect a financial balance to your PayPal account, two little stores are saved into that record and you might have to report the sums to PayPal to check your own record.